Mobile Payments: The Next Big Thing in Commerce

by Jack Yang

Posted on July 13, 2018



Edward Teller once said, “The science of today is the technology of tomorrow." It is evident how technology has changed the world and become a crucial part of our lives. Technology, such as mobile payments, has reshaped the way financial services are structured, provisioned, and consumed...

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Evaluating Quantitative Easing using Event Studies

by Jack Yang

Posted on June 23, 2018



The Federal Reserve’s policy of making large purchases of financial assets, known as quantitative easing or QE, affected the economic and financial market. Although it is difficult to know exactly to what extent, some insight into the effects of QE can be obtained using a statistical method called Event Study Methodology...

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Technology and Innovation in Retail Banking Industry

by Jack Yang

Posted on June 23, 2018



The retail banking industry is one of the fastest sectors realizing the developments in the field of technology. Demand on web-based banking increased as a result of decreasing marginal cost per transaction and consumers’ wish to reach banking products in a fast and convenient way...

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